This panel discussion will feature insights from HME operators, insurance brokers, and insurance carriers on how to leverage data to reduce the overall cost of insurance. With technology resources progressing at unprecedented rates, it is crucial to understand where to seek information and how to utilize data in workplace safety and auto fleet management. The core insights will focus on updating policies and procedures to create a reliable data source that enables effective advocacy in safety controls, cultivating a culture that influences employee behavior, and ensuring your business is prepared to avoid the impact of nuclear verdicts currently affecting the auto insurance marketplace.